What is Remote Deposit?
Remote Deposit from ESB Bank lets you deposit checks anywhere and anytime you like. It’s the fastest, easiest way to get checks into your account.

How does it work?
Once you've downloaded the ESB Bank App, simply launch it on your phone and select "Deposit." One of our bank representatives will manually approve you. Sign the back of your check and write "For Mobile Deposit Only," take a picture of the front and back sides of the check, choose the account you want to receive the deposit and enter the amount. After confirming the details, tap "Submit." That's all there is to it.

Why is it a better way to deposit checks?
For starters, Remote Deposit saves you the trouble of driving around town to deposit a check. You have better things to do with your time. Plus, mobile deposits go into your account quickly and securely, which lets you cross one more thing off your ever-growing to-do list.

Is it secure?
Yes, depositing checks with Remote Deposit is safe and secure. Every deposit you make is password protected and highly encrypted.

How do I get started?
To get started with Mobile Check Deposit, download ESB Bank App.

If you have downloaded the ESB Bank App, and are having troubles, contact us at 507-495-3321 to get started with Mobile Check Deposit.

What are some guidelines to ensure the picture will be captured and read correctly?
Make sure there is sufficient lighting; Place the check in front of a dark solid background; Make sure nothing else is visible in the picture; Ensure all edges of the check are visible; Avoid blurry images. Make sure check is endorsed correctly.

How long does it take for the funds to show up in my account?
Funds are manually approved, and should show up in your account within an hour during business hours.

What is the cut-off time for depositing my check?
If you make a mobile deposit before 4:30 P.M. on a business day that we are open, we will consider that to be the day of your deposit.